Unbiased Insights for an Uncompromising Compliance Posture

Independent Audits

A rigorous external evaluation of your internal controls and KYC procedures against POCAMLA and FRC standards. We identify compliance gaps and provide a structured remediation roadmap to ensure you are fully prepared for regulatory inspections.

Why an Independent Audit is Non-Negotiable

In an evolving regulatory landscape, an internal review is often not enough. Our independent audits provide:

  • Regulatory Peace of Mind: Meet the specific annual or biennial audit requirements set by the FRC, CBK, and IRA.

  • Conflict-Free Insights: An objective, “third-eye” perspective that internal teams may miss due to operational proximity.

  • Pre-emptive Gap Discovery: Identify and remediate vulnerabilities before they are flagged during a formal regulatory inspection.

Our Audit Scope

We conduct a deep-dive assessment across your entire AML/CFT ecosystem, including:

  • Internal Control Testing: Evaluating the strength and application of your existing AML policies.

  • Transaction Monitoring Reviews: Assessing the effectiveness of your suspicious activity detection and reporting.

  • Customer Due Diligence (CDD) Samples: Auditing “Know Your Customer” files to ensure they meet high-risk and PEP (Politically Exposed Persons) standards.

  • Governance & Oversight: Reviewing Board-level engagement and the autonomy of the MLRO function.

The Compliance Quotient Process

We follow a streamlined, four-phase approach to minimize disruption to your operations

Phase 1

Planning & Risk Profiling

Tailoring our audit plan to your specific institutional risk profile.

Phase 2

Fieldwork & Testing

A rigorous review of documentation, systems, and staff interviews.

Phase 3

The CQ Report

A detailed findings report that categorizes risks and provides actionable remediation steps.

Phase 4

Post-Audit Support

Guidance on implementing recommendations to boost your effective outcomes.

Standards We Audit Against

We ensure your business remains aligned with:

The Proceeds of Crime and Anti-Money Laundering Act (POCAMLA).

FRC Guidelines for DNFBPs and Financial Institutions.

CBK Prudential Guidelines and IRA AML/CFT Guidelines.

International FATF 40 Recommendations.

Is your framework truly effective?

Don’t wait for an inspection to find the gaps. Let’s calculate your Compliance Quotient today.